Day: August 12, 2023

What Should a Person Do If They Are a Victim of Identity Theft?What Should a Person Do If They Are a Victim of Identity Theft?

what should a person do if they are a victim of identity theft

The first step to take when you what should a person do if they are a victim of identity theft? identity theft is to contact the company or financial institution where the fraud took place and ask them to cancel any credit cards, bank accounts and other devices that were affected. Then, call the credit bureaus and request they flag your file with a fraud alert and a statement that says creditors should get your permission before opening any new accounts in your name. Also, make sure you write to any utilities or cell phone service companies the thief used in your name and verify that the information provided on those statements matches up with your account records. You can use the forms in Consumer Information Sheet 3A: Requesting Information on Fraudulent Accounts to help you do this, or your police officer may give you copies.

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In some cases, the police can also help you obtain receipts and transaction records from businesses, such as stores where the thief made purchases or the apartment complex or car dealership where they rented or bought a vehicle. This documentation can help you improve your chances of securing compensation or restitution from the criminal who used your identity to commit crimes.

You should also check and monitor your credit report and any other financial products to identify suspicious activity, such as changes or charges you don’t recognize. And, as a safety measure, remove your Social Security card and other key personal information from your wallet. Also, be sure to change passwords, pin numbers and log in information on any online accounts where fraud occurred.

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